Do You Need It or Do You Want It?

• Everyone needs:
• Food
• A place to live
• Clothes
• People want things like:
• A music CD
• Dinner at a restaurant
• A vacation

You Might Have to Save Money

• You may not have enough money:
  • To buy everything you need
  • To buy everything you want
• You might have to wait.
• You might have to save your money.

“Think, Plan, and Do” to Save

• Use 3 steps to save for something you want:

1. Think about what you need or want
2. Plan how you will save your money
3. Do save your money in a safe place

• Then buy it when you save enough

1. The First Step is to Think

• Do you need it?
• Do you really want it?
• If you need it or really want it, ask yourself:
  • Do you need it now?
  • Can it wait for later?
  • How much does it cost?
  • How much money do you have now?
  • How much will you need to save?

2. The Second Step is to Plan

• How can you save money?
• Here are some ways to save:
  • Stop buying sodas every day
  • Only go out to eat once a month
  • Work more hours
  • Save a dollar a day
• Put the money away:
  • In your bank
  • In a locked box
• Do not spend it. 

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Saving for Things You Need or Want Presentation